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The registration process for the Pradhan Mantri Fasal Bima Yojana (PMFBY) in 2023 is as follows:


The farmer can apply for crop insurance through the local agriculture department or through a bank or other lending institution.

The farmer will need to provide the following documents:

  1. Aadhar Card 
  1. Bank Passbook
  1. A copy of the land documents
  1. A copy of the loan agreement
  1. The crop-cutting estimate (CCE)
  1. The farmer will also need to pay the premium for crop insurance.

The premium for crop insurance will be shared between the government, the farmer, and the lending institution (if the farmer has taken a loan from a bank). 
The government bears 50% of the premium for all farmers, 60% for small and marginal farmers, and 80% for farmers in the North-East region. 
The farmer's share of the premium varies depending on the notified crop and the area of cultivation.

The registration process for the PMFBY is open from July 1 to July 31 every year. Farmers are encouraged to apply for crop insurance as early as possible to avoid any last-minute rush.


Here are the steps on how to register for PMFBY 2023 online:

  1. Go to the PMFBY website.
  2. Click on the "Register" tab.
  3. Enter your details, such as your name, 
  4. email address, and phone number.
  5. Upload the required documents.
  6. Pay the premium.

Once you have completed the registration process, you will receive a confirmation email from the PMFBY website. You can also track the status of your application on the website.

If you have any questions about the registration process, you can contact the PMFBY helpdesk at 1800-11-44475.

The Pradhan Mantri Fasal Bima Yojana 

  • (PMFBY) is a crop insurance scheme 
  • launched by the 
  • Government of India in 2016. 
  • The scheme provides insurance coverage to farmers against crop loss due to natural calamities, pests, and diseases.

Benefits of PMFBY

  • The scheme provides a minimum of 50% and a maximum of 90% coverage of the insured crop's production costs.
  • The premium for crop insurance is shared between the government, the farmer, and the lending institution (if the farmer has taken a loan from a bank).
  • The government bears 50% of the premium for 
  • all farmers, 60% for small and marginal 
  • farmers, and 80% for farmers in the Northeast region.
  • The farmer's share of the premium varies depending on the notified crop and the area of cultivation.
  • The scheme also covers post-harvest losses due to accidental fire, pests, and diseases.

Eligibility Criteria for PMFBY

  • The farmer must be a resident of India.
  • The farmer must be cultivating notified crops.
  • The farmer must have taken a loan from a bank or other lending institution for crop cultivation.
  • How to Get Crop Insurance under PMFBY

  • The farmer can apply for crop insurance through the local agriculture department or through a bank or other lending institution.
  • The farmer will need to provide the following documents:
  • A copy of the land documents
  • A copy of the loan agreement
  • The crop-cutting estimate (CCE)
  • The farmer will also need to pay the premium for crop insurance.
  • Terms and Conditions of PMFBY

The terms and conditions of the PMFBY are as follows:

  • The scheme covers a wide range of crops, 
  • including wheat, rice, maize, pulses, 
  • oilseeds, cotton, sugarcane, and horticultural crops.
  • The scheme provides insurance coverage for one year.
  • The farmer can claim a refund of the premium if the crop is not damaged by a natural calamity or pest.
  • The farmer can claim compensation for crop loss if the crop is damaged by a natural calamity or pest.
  • The compensation amount will be calculated based on the crop-cutting estimate (CCE).
  • The farmer can file a claim with the insurance company 
  • within 30 days of the occurrence of the natural calamity or pest.
  • The Pradhan Mantri Fasal Bima Yojana is a 

beneficial scheme for farmers as it provides them with 

financial protection against crop loss due to natural calamities, pests, and diseases. The scheme is also affordable for farmers as the government bears a significant portion of the premium. If you are a farmer, you should consider getting crop insurance under the PMFBY.


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